Terms & Conditions

Effective Date: September 18, 2026

Welcome to J&M Business Services. These Terms & Conditions govern your use of our website, client portal, and related online services. By accessing or using our website or client portal, you agree to these Terms & Conditions.

1. About J&M Business Services

J&M Business Services provides accounting, bookkeeping, tax, and related business support services. Information provided through this website is intended to provide general information about our services and should not be considered individualized accounting, tax, legal, or financial advice.

The specific services provided to a client may be governed by a separate engagement letter, service agreement, proposal, or other written agreement. If there is a conflict between these Terms & Conditions and a signed client agreement, the terms of the client agreement will control with respect to those services.

2. Use of This Website

You may use this website for lawful purposes and to obtain information about J&M Business Services, request information, schedule consultations, communicate with us, and access services made available to you.

You agree not to misuse the website, attempt to gain unauthorized access to any system or account, interfere with the operation or security of the website, or use the website for fraudulent or unlawful purposes.

3. Client Portal

J&M Business Services may provide clients with access to a secure client portal for communicating with our team, exchanging documents, completing forms, reviewing information, and accessing other services.

Client portal access is intended only for authorized users. You are responsible for maintaining the confidentiality of your login credentials and for activity conducted through your account.

You should notify J&M Business Services promptly if you believe your account or login credentials have been compromised or used without authorization.

4. Client Information and Responsibilities

The accuracy and timeliness of accounting, bookkeeping, tax, and related services depend in part on the information provided by the client.

Clients are responsible for providing complete, accurate, and timely information and documentation requested by J&M Business Services.

J&M Business Services is not responsible for errors, delays, missed deadlines, penalties, or other consequences resulting from incomplete, inaccurate, misleading, or untimely information provided by a client, to the extent permitted by applicable law and the terms of any applicable client agreement.

5. Professional Services

Information appearing on this website, including articles, descriptions, examples, FAQs, or other materials, is provided for general informational purposes only.

Accounting, tax, and financial circumstances vary from client to client. No information on this website creates a professional-client relationship by itself or should be relied upon as advice for a specific situation.

A professional relationship is established only when J&M Business Services agrees to provide specific services to a client.

J&M Business Services does not provide legal advice. Clients should consult a qualified attorney regarding legal matters when appropriate.

6. Electronic Communications

By communicating with J&M Business Services electronically or using our client portal, you consent to receiving communications related to your inquiries, account, appointments, documents, and services electronically.

Clients are responsible for maintaining current and accurate contact information.

7. Third-Party Services

Our website and client portal may use or link to third-party services, including scheduling, payment processing, document management, video conferencing, analytics, communications, or other technology providers.

These third-party services may be governed by their own terms and privacy policies. J&M Business Services does not control the availability, security, or practices of independent third-party services.

8. Privacy

Your use of this website is also subject to our Privacy Policy, which describes how information may be collected, used, and handled.

9. Intellectual Property

Unless otherwise stated, the content of this website, including text, graphics, branding, logos, page designs, and other original materials, is owned by or licensed to J&M Business Services and is protected by applicable intellectual property laws.

Website content may not be copied, reproduced, distributed, or commercially used without permission, except as permitted by law.

10. Website Availability and Security

J&M Business Services takes reasonable measures to maintain the availability and security of its website and online services. However, uninterrupted or error-free operation cannot be guaranteed.

We may temporarily restrict access to portions of the website or portal for maintenance, security, technical issues, updates, or circumstances outside our reasonable control.

11. Limitation of Liability

To the extent permitted by applicable law, J&M Business Services will not be liable for indirect, incidental, special, or consequential damages arising solely from the use of, or inability to use, this website or its general informational content.

Nothing in these Terms & Conditions is intended to exclude or limit liability that cannot legally be excluded or limited.

Specific professional services and related responsibilities may be governed by separate agreements between J&M Business Services and its clients.

12. Changes to These Terms

J&M Business Services may update these Terms & Conditions from time to time to reflect changes to our website, services, business practices, or applicable requirements.

The current version will be posted on this page with its effective or updated date.

13. Governing Law

These Terms & Conditions are governed by the laws applicable to J&M Business Services and its operations, without limiting any rights that cannot be waived under applicable law.

14. Contact Us

Questions regarding these Terms & Conditions may be directed to:

J&M Business Services
38780 Trade Center Dr., Suite D
Palmdale, CA 93551
Phone: 661-224-1040
Email: info@jmbusinessservices.com